Everything these days it seems is being targeted towards the iPhone and the seemingly young and upwardly mobile; like us old farts wouldn’t have one, even if the ideas are borderline stupid. Sure games and email can make sense, even messaging in all its various forms is a perfect match; but running personal finance software on any mobile platform strikes me as a waste of time and apparently $3.00 a month according to Intuit honchos.
Now an obvious caveat here is that I don’t own a cell phone let alone an iPhone and I am not like to own one so pretty much everything I say on the matter of mobile computing should be taken with a grain of salt and as a purely personal opinion. That said even if a miracle should happen and I found myself the owner of a cell phone the last thing I would be wanting to do with it is browse the Internet or be passing my private financial details over a public airwave. Hell I don’t even like doing that much over a desktop solution but I do because I am willing to accept the risks in doing so. However I am not willing to do the same over a cell phone.
Irrespective of the security issue there is also the whole thing of usability and the need to be that in touch with your financial details that you have to connect to via a cell phone. Just what are you going to do with it .. fill out your income tax and send it off all via a display that makes you squint at the best of times to make sense of what is on there.
As for the idea of paying $3.00 a month / $36.00 a year for something whose actual usage is questionable at best doesn’t make sense, at worst it doesn’t even take into account the cost to your data plans – because we know how much the providers love to shaft you for that. In the end with the move to try and get us to do more task oriented computing over a cell phone connection the only clear winner will be the cell phone service providers as we chew into those data plans they charge an arm and leg for.
Steve – you are aware that the plan AT&T provides for the iPhone is unlimited everything, including data, aren't you?
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IIRC Carly when the iPhone first came part of the deal with AT&T came with data caps but I haven't been paying much attention to the whole thing. Not to metion the fact that a lot of time those unlimited plans aren't always so unlimited. That said though it is also important to recognize the fact that not all countries have cell providers so kind hearted to offer even what might appear tto be unlimited. Hell some of still have caps on internet connects – just ask pB and even here in Canada only now is unlimited data for cell phones even being talked about.
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And Icelandic cell-phone providers charge 100ISK (1.65USD) per megabyte.. thanks, but no thanks
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And Icelandic cell-phone providers charge 100ISK (1.65USD) per megabyte.. thanks, but no thanks
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WOW! That is simply the most uninformed editorial I've ever read in my life! I'm not even going to waste my time correcting your misconceptions of the iPhone – squinting?? – because obviously you've never picked one up to see what it can do.
I own an iPhone, I use Quicken on my Mac to manage my finances. The marriage of the two will make for ideal financial tracking. I will be able to enter transaction data literally at the register. My iPhone will be able to download updates from my Bank accounts, Stock accounts and Credit Card automatically as soon as the information is available.
You obviously have done zero research on the subject. What Quicken is going to be offering is an online based Financial solution that can be accessed from any browser and is being optimized for iPhone from the start. It is NOT being built solely for use on iPhone. The new business model that Intuit has developed is to put the software on their servers, allow subscribers to use the software online, and store their data on their servers. How you access that software and data – be it from your desktop or your mobile device – is up to you.
As far as Security is concerned – Intuit is promising Security equal to or better than what your Bank or Stock broker uses to secure your data on their servers. You can complain about how secure your data is all day long, but the fact is, most of your data is being stored online, somewhere. Don't kid yourself into thinking just because you don't store your data online, that your Bank, Credit Card Company, Doctor and the IRS is not.
We are well into the information age, business models are changing to keep up. We download a majority of our entertainment instead of going to the store to buy it, now the software companies are changing their paradigm to keep up as well.
Lead, follow or get out of the way!
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WOW! That is simply the most uninformed editorial I've ever read in my life! I'm not even going to waste my time correcting your misconceptions of the iPhone – squinting?? – because obviously you've never picked one up to see what it can do.
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Well seeing as how His Jobness hasn't yet graced the citizens of Canada with this incredible revolutionary device that will forever change the face of computing I can only go by the hundreds of up close photographs that are being shoved in our faces just about everyday.
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I own an iPhone, I use Quicken on my Mac to manage my finances. The marriage of the two will make for ideal financial tracking. I will be able to enter transaction data literally at the register. My iPhone will be able to download updates from my Bank accounts, Stock accounts and Credit Card automatically as soon as the information is available.
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Well goly gee willikers Mr. iPhone man I guess that means the rest of us can wait in line watching you do all your stupid ass banking business on your get me all wet iPhone instead of being able to sale through using real cash or a handy dandy debit card. I'm impressed ….
As for it being optimized for the iPhone in the beginning and available from any browser I may be cranky but I'm not a frikken idiot as it appears you like to assume. I know all that and as for browser based I still don't like the idea of doing my financial business over a leaky sieve but I like the idea of doing it over a cell phone – even one as fancy assed as the iPhone even less.
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As far as Security is concerned – Intuit is promising Security equal to or better than what your Bank or Stock broker uses to secure your data on their servers.
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Oh that is really reassuring .. these are the same banks that continually lose customer data and we only find out about it when the details get leaked. And you assume that Iniut is going to be any more trust worthy. Good luck with that and while you're at it ask how all the millions of TJX customers feel with their data being out in the wild.
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Lead, follow or get out of the way!
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Kiss my ass you self-rightous twat … just because you think living on the bleeding edge is so damn cool doesn't mean that this is the right way to go. Mind you I am sure that every criminal hacker is just loving this drive for transparency. Let me know how it goes when you suddenly find yourself the victim of identity theft – or when you've had that iPhone with all your data on it stolen.
Like I said .. Good luck with all that.
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WOW! That is simply the most uninformed editorial I've ever read in my life! I'm not even going to waste my time correcting your misconceptions of the iPhone – squinting?? – because obviously you've never picked one up to see what it can do.
I own an iPhone, I use Quicken on my Mac to manage my finances. The marriage of the two will make for ideal financial tracking. I will be able to enter transaction data literally at the register. My iPhone will be able to download updates from my Bank accounts, Stock accounts and Credit Card automatically as soon as the information is available.
You obviously have done zero research on the subject. What Quicken is going to be offering is an online based Financial solution that can be accessed from any browser and is being optimized for iPhone from the start. It is NOT being built solely for use on iPhone. The new business model that Intuit has developed is to put the software on their servers, allow subscribers to use the software online, and store their data on their servers. How you access that software and data – be it from your desktop or your mobile device – is up to you.
As far as Security is concerned – Intuit is promising Security equal to or better than what your Bank or Stock broker uses to secure your data on their servers. You can complain about how secure your data is all day long, but the fact is, most of your data is being stored online, somewhere. Don't kid yourself into thinking just because you don't store your data online, that your Bank, Credit Card Company, Doctor and the IRS is not.
We are well into the information age, business models are changing to keep up. We download a majority of our entertainment instead of going to the store to buy it, now the software companies are changing their paradigm to keep up as well.
Lead, follow or get out of the way!
Like or Dislike:
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WOW! That is simply the most uninformed editorial I've ever read in my life! I'm not even going to waste my time correcting your misconceptions of the iPhone – squinting?? – because obviously you've never picked one up to see what it can do.
=====================
Well seeing as how His Jobness hasn't yet graced the citizens of Canada with this incredible revolutionary device that will forever change the face of computing I can only go by the hundreds of up close photographs that are being shoved in our faces just about everyday.
=====================
I own an iPhone, I use Quicken on my Mac to manage my finances. The marriage of the two will make for ideal financial tracking. I will be able to enter transaction data literally at the register. My iPhone will be able to download updates from my Bank accounts, Stock accounts and Credit Card automatically as soon as the information is available.
===================
Well goly gee willikers Mr. iPhone man I guess that means the rest of us can wait in line watching you do all your stupid ass banking business on your get me all wet iPhone instead of being able to sale through using real cash or a handy dandy debit card. I'm impressed ….
As for it being optimized for the iPhone in the beginning and available from any browser I may be cranky but I'm not a frikken idiot as it appears you like to assume. I know all that and as for browser based I still don't like the idea of doing my financial business over a leaky sieve but I like the idea of doing it over a cell phone – even one as fancy assed as the iPhone even less.
==================
As far as Security is concerned – Intuit is promising Security equal to or better than what your Bank or Stock broker uses to secure your data on their servers.
==================
Oh that is really reassuring .. these are the same banks that continually lose customer data and we only find out about it when the details get leaked. And you assume that Iniut is going to be any more trust worthy. Good luck with that and while you're at it ask how all the millions of TJX customers feel with their data being out in the wild.
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Lead, follow or get out of the way!
===============
Kiss my ass you self-rightous twat … just because you think living on the bleeding edge is so damn cool doesn't mean that this is the right way to go. Mind you I am sure that every criminal hacker is just loving this drive for transparency. Let me know how it goes when you suddenly find yourself the victim of identity theft – or when you've had that iPhone with all your data on it stolen.
Like I said .. Good luck with all that.
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Ah yes, spelling error filled vulgar name calling – the achilles heel of the intellectually inferior. Kudos! (Righteous has an e in it.)
Ever heard of a password?? I have faith that my Apple products are designed to a more secure standard than say a Microsoft product would/could ever be.
Your inability to procure an iPhone in Canada has less to do with Steve Jobs or Apple, and more to do with your Governments restrictions – file your complaint with them in triplicate.
TJX issues were their own sloppiness. Leaving data sitting on local computers for years without removal was laziness, and their customers got burned for it. I trust that my Bank, Online Stock Broker, Intuit, and Amazon.com are more strident in their practices. But you just keep doing your Finances and Taxes with paper and an abacus – I'll be enjoying the freedom of Quicken Online on my iPhone – hopefully delaying your purchase of “Spelling for Cranky Out of Touch Idiots” at the local bookstore.
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Ah yes, spelling error filled vulgar name calling – the achilles heel of the intellectually inferior. Kudos! (Righteous has an e in it.)
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Warning Warning … Spelling cop in da' house. Intellectually inferior – cute – I'll staple that right next to my diplomas.
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Ever heard of a password?? I have faith that my Apple products are designed to a more secure standard than say a Microsoft product would/could ever be.
====================
Ever hear of dictionary attacks?
You keep on believing that Apple products are more secure than other products.
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Your inability to procure an iPhone in Canada has less to do with Steve Jobs or Apple, and more to do with your Governments restrictions – file your complaint with them in triplicate.
====================
Even supposing I would want to waste my money on an iPhone the where and the how of product release and marketing has more to do with Apple and whoever they can get to kiss their ass – government restriction are easily overcome in any country if the money is right.
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I'll be enjoying the freedom of Quicken Online on my iPhone – hopefully delaying your purchase of “Spelling for Cranky Out of Touch Idiots” at the local bookstore.
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ooo … ouch …. I've been cut to the bone with your incredible wit.
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Ah yes, spelling error filled vulgar name calling – the achilles heel of the intellectually inferior. Kudos! (Righteous has an e in it.)
Ever heard of a password?? I have faith that my Apple products are designed to a more secure standard than say a Microsoft product would/could ever be.
Your inability to procure an iPhone in Canada has less to do with Steve Jobs or Apple, and more to do with your Governments restrictions – file your complaint with them in triplicate.
TJX issues were their own sloppiness. Leaving data sitting on local computers for years without removal was laziness, and their customers got burned for it. I trust that my Bank, Online Stock Broker, Intuit, and Amazon.com are more strident in their practices. But you just keep doing your Finances and Taxes with paper and an abacus – I'll be enjoying the freedom of Quicken Online on my iPhone – hopefully delaying your purchase of “Spelling for Cranky Out of Touch Idiots” at the local bookstore.
Like or Dislike:
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Ah yes, spelling error filled vulgar name calling – the achilles heel of the intellectually inferior. Kudos! (Righteous has an e in it.)
===================
Warning Warning … Spelling cop in da' house. Intellectually inferior – cute – I'll staple that right next to my diplomas.
====================
Ever heard of a password?? I have faith that my Apple products are designed to a more secure standard than say a Microsoft product would/could ever be.
====================
Ever hear of dictionary attacks?
You keep on believing that Apple products are more secure than other products.
====================
Your inability to procure an iPhone in Canada has less to do with Steve Jobs or Apple, and more to do with your Governments restrictions – file your complaint with them in triplicate.
====================
Even supposing I would want to waste my money on an iPhone the where and the how of product release and marketing has more to do with Apple and whoever they can get to kiss their ass – government restriction are easily overcome in any country if the money is right.
=========================
I'll be enjoying the freedom of Quicken Online on my iPhone – hopefully delaying your purchase of “Spelling for Cranky Out of Touch Idiots” at the local bookstore.
=========================
ooo … ouch …. I've been cut to the bone with your incredible wit.
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Your inability to procure an iPhone in Canada has less to do with Steve Jobs or Apple, and more to do with your Governments restrictions – file your complaint with them in triplicate.
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Steven Is right Apple will have to decide if they want to pursue that market. It is not the user.
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TJX issues were their own sloppiness. Leaving data sitting on local computers for years without removal was laziness, and their customers got burned for it.
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TJX I actually never heard about until now. But I have not been around as usual, so I'm not surprised. But they are are not the only one in recent history that have been compromised or lost. Shouldn't that data be available to users whenever they needed it? TJX should never remove that data from the users. It should be available to them when they need it. Security is what the user counts on.
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As far as Security is concerned – Intuit is promising Security equal to or better than what your Bank or Stock broker uses to secure your data on their servers. You can complain about how secure your data is all day long, but the fact is, most of your data is being stored online, somewhere. Don't kid yourself into thinking just because you don't store your data online, that your Bank, Credit Card Company, Doctor and the IRS is not.
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“Promising” is the key word… You have to decide if the risk is worth the gain. Anytime you involve a third party you multiply the potential for data loss by being insecure. Granted that it may become necessary in th future. Hell, there are places springing up all over that won't accept a paper check anymore. More sooner than later I am afraid all transactions will be “online” rather than personal. Think 5th Element..
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Ah yes, spelling error filled vulgar name calling – the achilles heel of the intellectually inferior. Kudos! (Righteous has an e in it.)
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Spelling errors in a normal society are over-looked when the meaning is clear, Not harped on. Especially on a keyboard that has been well used.
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Your inability to procure an iPhone in Canada has less to do with Steve Jobs or Apple, and more to do with your Governments restrictions – file your complaint with them in triplicate.
——————————————
Steven Is right Apple will have to decide if they want to pursue that market. It is not the user.
——————————————
TJX issues were their own sloppiness. Leaving data sitting on local computers for years without removal was laziness, and their customers got burned for it.
——————————————-
TJX I actually never heard about until now. But I have not been around as usual, so I'm not surprised. But they are are not the only one in recent history that have been compromised or lost. Shouldn't that data be available to users whenever they needed it? TJX should never remove that data from the users. It should be available to them when they need it. Security is what the user counts on.
——————————————–
As far as Security is concerned – Intuit is promising Security equal to or better than what your Bank or Stock broker uses to secure your data on their servers. You can complain about how secure your data is all day long, but the fact is, most of your data is being stored online, somewhere. Don't kid yourself into thinking just because you don't store your data online, that your Bank, Credit Card Company, Doctor and the IRS is not.
——————————————-
“Promising” is the key word… You have to decide if the risk is worth the gain. Anytime you involve a third party you multiply the potential for data loss by being insecure. Granted that it may become necessary in th future. Hell, there are places springing up all over that won't accept a paper check anymore. More sooner than later I am afraid all transactions will be “online” rather than personal. Think 5th Element..
————————————–
Ah yes, spelling error filled vulgar name calling – the achilles heel of the intellectually inferior. Kudos! (Righteous has an e in it.)
———————————————–
Spelling errors in a normal society are over-looked when the meaning is clear, Not harped on. Especially on a keyboard that has been well used.
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I think that selling errors asids, the point that GoldNDoodle is trying to make is the fact that you resorted to vulgar unrelated name calling is just sad. It is the perfect example of an ignorant person lashing out at something they don't understand.
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Well goly gee willikers Mr. iPhone man I guess that means the rest of us can wait in line watching you do all your stupid ass banking business on your get me all wet iPhone instead of being able to sale through using real cash or a handy dandy debit card. I'm impressed ….
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This comment perfectly illustrates this. The user wouldn't be using the iphone to pay or conduct the transaction! They would be using it as mobile register so that they can enter debit or credit transactions into it as they occur. As Quicken user this would be a very handy tool as it eliminates the need to save receipts and remember to enter the transactions later when you get home, and additionally it allows you to keep accurate balances with you at all times. I would personally envision it going something like this:
1. Wait in line and pay
2. Take my stuff to the car
3. Before I pull out of my parking spot, take out the receipt and quickly enter the transaction into the site
4. Now I have an accurate updated balance for the next store I will be stopping into and best of all I don't have to remember to enter it all in when I get home after a long day of shopping!
As for your data security paranoia, as was mentioned before, even if you aren't accessing your banking/credit card info online, it certainly is stored there and accessed there by your bank and pretty much just about everywhere you do business with in this day in age. I agree that online security systems are not always perfect, but let's face it neither are physical security systems. You have to trust that the people you bank with and patronize have proper policies in place to protect the consumer (ie credit cards with no hassle fraud policies) . I bet you are that guy who when you go out to eat at a restaurant and the waitress brings back your credit card and the slip to be signed, you cross out all the numbers on the receipt when you leave it on the table…..
You sound like the type of guy that people don't intend to steal from/screw over but end up doing it to you out of spite. I hope the next waitress reprints your credit card receipt from the computer she ran it in, makes 100 copies and litters the streets with it….
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to bad you don't know me because then you might forgo the blinders and actually have an enjoyable conversation over coffee which I would pay for with case and let you pick up the next tab.
This whole computerization; mobile or otherwise, is a double edge sword where people such as yourself are more than willing to live with the risk of having your electronic life slashed to pieces. Then there are those of us that prefer to look at the world with a sense of reality that dictates for every blind fool who believes that everything is secure and nothing can go wrong – especially to them – there are just as many – if not more – people who will use any method at their disposable to screw you over.
As for the waitress .. well she would probably remember my name and what I drink because each time I saw her I remembered her name and for whom there would always be a good tip because chances are hse's a single mother trying hard to raise her family the right way.
Can you say the same thing as you swipe a credit card and rush off to your next meeting?
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I think that selling errors asids, the point that GoldNDoodle is trying to make is the fact that you resorted to vulgar unrelated name calling is just sad. It is the perfect example of an ignorant person lashing out at something they don't understand.
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Well goly gee willikers Mr. iPhone man I guess that means the rest of us can wait in line watching you do all your stupid ass banking business on your get me all wet iPhone instead of being able to sale through using real cash or a handy dandy debit card. I'm impressed ….
———————————————–
This comment perfectly illustrates this. The user wouldn't be using the iphone to pay or conduct the transaction! They would be using it as mobile register so that they can enter debit or credit transactions into it as they occur. As Quicken user this would be a very handy tool as it eliminates the need to save receipts and remember to enter the transactions later when you get home, and additionally it allows you to keep accurate balances with you at all times. I would personally envision it going something like this:
1. Wait in line and pay
2. Take my stuff to the car
3. Before I pull out of my parking spot, take out the receipt and quickly enter the transaction into the site
4. Now I have an accurate updated balance for the next store I will be stopping into and best of all I don't have to remember to enter it all in when I get home after a long day of shopping!
As for your data security paranoia, as was mentioned before, even if you aren't accessing your banking/credit card info online, it certainly is stored there and accessed there by your bank and pretty much just about everywhere you do business with in this day in age. I agree that online security systems are not always perfect, but let's face it neither are physical security systems. You have to trust that the people you bank with and patronize have proper policies in place to protect the consumer (ie credit cards with no hassle fraud policies) . I bet you are that guy who when you go out to eat at a restaurant and the waitress brings back your credit card and the slip to be signed, you cross out all the numbers on the receipt when you leave it on the table…..
You sound like the type of guy that people don't intend to steal from/screw over but end up doing it to you out of spite. I hope the next waitress reprints your credit card receipt from the computer she ran it in, makes 100 copies and litters the streets with it….
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to bad you don't know me because then you might forgo the blinders and actually have an enjoyable conversation over coffee which I would pay for with case and let you pick up the next tab.
This whole computerization; mobile or otherwise, is a double edge sword where people such as yourself are more than willing to live with the risk of having your electronic life slashed to pieces. Then there are those of us that prefer to look at the world with a sense of reality that dictates for every blind fool who believes that everything is secure and nothing can go wrong – especially to them – there are just as many – if not more – people who will use any method at their disposable to screw you over.
As for the waitress .. well she would probably remember my name and what I drink because each time I saw her I remembered her name and for whom there would always be a good tip because chances are hse's a single mother trying hard to raise her family the right way.
Can you say the same thing as you swipe a credit card and rush off to your next meeting?
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As an iphone owner and sometimes quicken users (now using microsoft money) I am taking a strong look at switching to quicken to take advantage of this.
My last handheld gadget was a pocket pc. I had pocket microsoft money on it. I would enter my daily expenditures on the handheld as the occur and then when I get home, all the transactions would synchronize with the desktop.
The reason for this is that for me, financial management software works better the more detailed you get when you enter transactions. I guess I need the slap in the face every once in a while when I see that a large part of the pie chart falls under 'entertainment'.
I usually start out faithfully tracking my spending and then it either falls apart on a vacation or business trip when I am away from my computer. With the quicken + iphone combo I can keep up with things when I'm away from my home machine and then I would be able to log in from a regular desktop when I want to run reports or balance the old checkbook.
As far as the price, I think it falls in line with the other similar products. At $36 year, it is cheaper than buying the boxed version. I'm already paying for the 'unlimited' data service and I don't think that a few hits a day to the quicken page will get me a warning letter from my cell carrier.
I wouldn't go out and buy an iphone just to use it, but already having one makes it very attractive to me. I can instinctively manage money without such software, but I tend to be more responsible when I see charts and graphs and the software chides me about bad trends in my spending.
As far as security goes… that's probably why I haven't jumped on it yet.
As far as browsing on a handheld. The iphone experience is a lot better than I could have every imagined, even for pages that haven't been specifically designed for it.
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As an iphone owner and sometimes quicken users (now using microsoft money) I am taking a strong look at switching to quicken to take advantage of this.
My last handheld gadget was a pocket pc. I had pocket microsoft money on it. I would enter my daily expenditures on the handheld as the occur and then when I get home, all the transactions would synchronize with the desktop.
The reason for this is that for me, financial management software works better the more detailed you get when you enter transactions. I guess I need the slap in the face every once in a while when I see that a large part of the pie chart falls under 'entertainment'.
I usually start out faithfully tracking my spending and then it either falls apart on a vacation or business trip when I am away from my computer. With the quicken + iphone combo I can keep up with things when I'm away from my home machine and then I would be able to log in from a regular desktop when I want to run reports or balance the old checkbook.
As far as the price, I think it falls in line with the other similar products. At $36 year, it is cheaper than buying the boxed version. I'm already paying for the 'unlimited' data service and I don't think that a few hits a day to the quicken page will get me a warning letter from my cell carrier.
I wouldn't go out and buy an iphone just to use it, but already having one makes it very attractive to me. I can instinctively manage money without such software, but I tend to be more responsible when I see charts and graphs and the software chides me about bad trends in my spending.
As far as security goes… that's probably why I haven't jumped on it yet.
As far as browsing on a handheld. The iphone experience is a lot better than I could have every imagined, even for pages that haven't been specifically designed for it.
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